Yes — upgrade or downgrade at any time. Upgrades take effect immediately. Downgrades take effect at the end of your current billing period.
What happens to my data if I downgrade? +
Your data is never deleted. If you exceed free plan limits, existing workspaces remain accessible in read-only mode until you either upgrade or archive some workspaces.
Is there a free trial for Pro? +
The Free plan includes all core features with no time limit. You can evaluate the full platform before upgrading to Pro for PDF export and organization features.
What payment methods are accepted? +
All major credit and debit cards via Stripe. ACH bank transfer available on Enterprise. All billing is handled securely by Stripe — BLOS™ never stores card details.
What is a "client workspace"? +
Each workspace is an independent financial intake environment for one client or organization. It has its own income, expense, asset, debt, and goal records, and generates its own financial packet.